{"id":1882,"date":"2022-06-13T18:40:09","date_gmt":"2022-06-13T18:40:09","guid":{"rendered":"https:\/\/business.mulembenation.co.ke\/terms\/risk-premium\/"},"modified":"2022-06-13T18:40:09","modified_gmt":"2022-06-13T18:40:09","slug":"risk-premium","status":"publish","type":"glossary","link":"https:\/\/mulembenation.co.ke\/business\/terms\/risk-premium\/","title":{"rendered":"Risk premium"},"content":{"rendered":"

Risk premium<\/span> fees are charged on unsecured loans issued to customers and members of staff and is meant to mitigate against risk of default<\/a><\/span> arising from permanent death or disability. The net fees, minus any claims or other costs incurred, are recognised upfront as a liability and are armotised into the profit or loss over the tenure of the loan.<\/p>\n

Article Sources<\/h2>\n

This information on ‘risk premium’ was extracted from KCB Group Plc Integrated Report and Financial Statement 2020<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Risk premium fees are charged on unsecured loans issued to customers and members of staff and is meant to mitigate against risk of default arising from permanent death or disability. The net fees, minus any claims or other costs incurred, are recognised upfront as a liability and are armotised into the profit or loss over … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1882","glossary","type-glossary","status-publish","hentry"],"acf":[],"yoast_head":"\nRisk premium | Mulembe Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mulembenation.co.ke\/business\/terms\/risk-premium\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Risk premium | Mulembe Business\" \/>\n<meta property=\"og:description\" content=\"Risk premium fees are charged on unsecured loans issued to customers and members of staff and is meant to mitigate against risk of default arising from permanent death or disability. 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