Privacy Policy

Last updated: April 2026 Who we are Mulembe Nation (mulembenation.co.ke) is published by Lwandaz Tales Media, based in Nairobi, Kenya. We are the data controller for personal data collected through this website and its subsites. Contact for all privacy matters: privacy@mulembenation.co.ke What data we collect Data you give us Contact forms: name, email address, and … Read more

Default

When you borrow money, you agree to repay it within a specified time frame and according to the agreed terms. If you fail to repay the loan on time or as agreed, it is considered a default. Defaulting on a loan can have significant consequences, including damage to your credit score, facing legal action, and … Read more

Depreciation

Depreciation is a non-cash expense that is used to allocate the cost of a physical asset (something over $2,500 and > 1 year useful life) over a fixed period of time. Disclaimer Kindly note that this is not financial advice.Our website services, content and products are for general informational and educational purposes only and is … Read more

Amortization

Amortization is the same as Depreciation, but with intangible assets. Examples where amortization applies inclused brands, patents, trademarks, copyrights and goodwilll. Amortization is one of the business costs excluded when calculating EBITDA. Disclaimer Kindly note that this is not financial advice.Our website services, content and products are for general informational and educational purposes only and … Read more

Net Profit (Income) Margin

The formula of Net Profit Margin is Net Profit / Revenue. When this is positive, it indicates that your business is “making money.” A negative margin could mean you need to generate cash from investing or financing activities. Disclaimer Kindly note that this is not financial advice.Our website services, content and products are for general … Read more

Cash & Accrual Accounting Cash Accounting records sales when the cash is received and expenses when paid. Accrual Accounting records sales when the sales commitment is made and expenses when incurred (committed or matched to sale).

Disclaimer Kindly note that this is not financial advice.Our website services, content and products are for general informational and educational purposes only and is not a substitute for professional advice. We remind our readers to be careful with their money.You should NOT rely upon the information or opinions you read. Preferably, you should use what … Read more

Cash Flow

Cash Flow, as it sounds like, is a way to mesure the movement of cash in the business. A business can be cash flow is positive, that means more money is coming in (via sales) than going out (expenses & capital expenditures). To better understand your cash flow, make sure know the Free Cash FlowRead more